Who doesn't pay with some kind of card - almost every day? Debit is usually fine, but credit is where some people can "accidentally" get off course. Success with credit cards is really a balance between needs and wants. Anyone who has credit cards should check out Nicole's discovery mission! Don't think of monitoring, analyzing and reconsidering spending as a chore or punishment…change the thinking to this: It's liberating - not limiting!
Kids are costly! The U.S. government estimates that a middle income family will spend on average $245,340 to raise a child from birth to age 18. Nicole has a different opinion and some great advice for people planning to raise children.
Many people - ESPECIALLY WOMEN - have a lot of shame when it comes to money - and Nicole wants you to become SHAMELESS! Too many think they MAKE enough, they'll ever HAVE enough and they're afraid they'll never get ahead. Nicole explains how to get the "shoulds" out of your life and when it comes to money, "Face it, own it and live it!"
Every year after tax time, a lot of us wonder what we could have done differently - or better. What's important to you? What are your goals? Charity and giving back are important for a lot of people. Nicole has great ideas that can benefit you and others in many ways. There are so many things you can do that you may never have considered!
Do you dread the end of the month when you have to sit down and write out all those checks and pay bills? Nicole shows you a way to make the due dates and stick to your financial plan without feeling constrained…every company has an IT department - you can set up your own that supports you as you pursue your goals. Making a plan, automating it and making sure it's properly fed can put you on track!
It's easy to get wrapped up in the news - and it's not always a good thing. When it comes to your money, Nicole explains what to pay attention to and what's not helpful. Nicole talks about personal financial growth in 'unusual political times' and how to find your 'personal bright side.' You're the Commander-in-Chief of your finances - Nicole explains how to "elect" to plan and win!
Words matter! But more importantly, it's the thoughts behind them we need to manage. Change your money mindset by changing the way you talk about it. Words and thoughts influence our habits. Nicole explains why we should all aim to change our words and be mindful of our thoughts to help reach your happiness and prosperity goals.